Fault and No Fault Insurance Attorney

Colorado Personal Injury Information From Fault No-Fault Insurance Attorneys!

Fault and No-fault Auto Insurance

Immediately after a car accident, it is important to establish who is responsible for the accident. To do this, the police will report to the scene of the accident and write a formal report. This report will be critical in establishing legal responsibility and determining compensation. When only one person is to blame for the accident, determining legal liability is easier. However, there may be times when both parties are responsible in some way for the accident and for the injuries that were sustained.

Colorado Law – An At Fault State

While some states may continue to follow a “contributory negligence” law, Colorado follows a revised form of comparative fault. Under Colorado law, if one party is partly to blame for the accident, they may be eligible to claim partial compensation. Only drivers whose negligence is less than 50% are allowed to recover any damages.

For example: A motorcycle and an automobile were involved in a major accident and both parties sustained serious injuries. The courts; however, determined that the motorcyclist only bears 20% of the negligence. Since his injuries and damages totaled $10,000, under Colorado’s comparative fault law, the motorcyclist was only allowed to recover 80% of the amount—or $8,000.

When No One is At Fault:

Prior to July of 2003, Colorado was a No Fault state, and thus, insurance would pay for medical bills regardless of who was at fault. Drivers can now purchase additional “No Fault” insurance that provides extra coverage regardless of liability. This means that if you are involved in an accident where no one is deemed to be at fault or to have engaged in negligent behavior, you can still be compensated for your property damage and your injuries. Furthermore, this type of coverage will protect you if the other driver does not have insurance or if they flee the scene of the accident.

Colorado’s personal injury laws can be complicated. Therefore, it is best to find an experienced and aggressive Colorado personal injury attorney immediately. Your attorney will be able to establish who the responsible parties are, negotiate with insurance companies on your behalf and obtain the maximum compensation for your injuries.

Norton Law Offices offers free consultations, and nearly always takes cases on a contingent fee basis. That means that we only collect an attorney’s fee if we are successful on your behalf in settling your claims or winning at trial.

We offer attentive and personalized service that reflects your needs and answers your questions. For more information about our ability to represent your interests effectively, contact Norton Law Offices today and speak to fault no-fault insurance attorneys in Denver at 720-600-4670. We make visits at your home and are available on evenings and weekends.